ESG Themes: Low Moderate High Greenhouse gas emissions management Responsible investments Responsible sourcing Climate risks and opportunities Resource management, protection of the environment Member experience and satisfaction Economic benefits, partnerships and philanthropy Responsible insurance products Diversity, equity and inclusion Talent attraction, engagement and retention Creating value for our members and communities Improving our social and environmental performance Creating a standout and inclusive employee experience IMPACT ON SOCIETY AND/OR ENVIRONMENT Low Moderate High IMPACT ON PROMUTUEL INSURANCE Appendix 1 Our materiality analysis based on internal and external stakeholder engagement 2025 – CSR SUMMARY 88
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