02
The foundations of our collective success
04
Groupe Promutuel’s Structure
06
Promutuel Insurance in Québec
08
Our Board of Directors
10
A Word from the President
14
Board of Directors Committees
16
CEO’s Office
18
A Word from the Chief Executive Officer
26
Groupe Promutuel’s Performance
28
Governance
31
Combined Financial Overview
35
Financial Statements
Our Corporate Social Responsibility Review
58
Moving forward with solidarity 
and ambition
59
Our corporate social responsibility 
60
Our strategy and its guiding principles 
61
Our evolving governance and oversight 
structure
62
Our momentum and visibility
64
Pillar I: Create values for our members
and our communities 
70
Pillar II: Value diversity and inclusion
76
Pillar II: Boost our socio-environmental
performance
87
Appendixes
2025 – ANNUAL REPORT 

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