Mid-point update on our strategic plan rollout 
The results confirm the soundness of the choices that shaped our 2024–2027 
strategic plan. We continue to focus on sustained, profitable organic growth 
while preparing our organization for expansion across Canada. 
The amendment to the Insurers Act, adopted last June, which allows us to 
welcome mutual companies established outside Quebec into our federated 
model, represents a significant step forward in that direction. Despite a market 
that continues to consolidate, delivering on our plan remains our priority. We are 
moving forward with confidence. 
Our continued focus on our 2030 destination
To succeed in an unstable and competitive market, we are fully committed to our 
goal of expanding beyond Quebec and doubling the size of our organization 
by 2030. 
In 2026, we are accelerating the pace. Our teams are guided by a mutualist 
model rooted in trust and close relationships, backed by the strength of our 
mutual companies, our Fédération, and a very solid financial foundation. Our 
organization is therefore exceptionally well positioned and ready to take this 
important next step in our growth strategy.
2025 – ANNUAL REPORT  
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