Our commitments to responsible impact True to our mutualist roots, we protect our members and contribute to the well-being of our community. We aim to offer responsible and inclusive insurance products. We also support initiatives that generate positive social and economic benefits, through donations, sponsorships or partnerships aligned with our values, to help build a more supportive and responsible future. An ongoing commitment to member experience and satisfaction In 2025, we strengthened our listening efforts and firmly embedded CSR in our feedback and continuous improvement tools so we could better meet the expectations of our members and partners. This was reflected in particular in the integration of CSR criteria into the optimization of the broker journey. Our active participation in the Montreal Climate Summit We took part in the Montreal Climate Summit as a Mutual Ambition and Mobility partner. At this event, more than 800 people came together to mobilize, gain tools and draw inspiration from the ecological transition. This sponsorship reflects our CSR commitment beyond our own walls by supporting a collective gathering that fosters the sharing of knowledge and resources to accelerate the ecological transition. Our concrete collaboration with EDS Institute As part of our partnership with EDS Institute, our team had the privilege of speaking with students in the master’s program in climate action. This event reflects both our philanthropic commitment and our desire to educate and mobilize the next generation around socio-environmental issues. Another step toward responsible insurance products We: • Conducted a survey of members holding a personal insurance policy to better understand their perceptions, their expectations and product development opportunities; • Improved the offer development process by integrating CSR criteria. This shift is also reflected in our services. Some of our partners in automobile repair have, in fact, adopted circular economy practices, such as reclaiming and recycling materials during repair work. 2025 – CSR SUMMARY 66
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