or : Indicator variation compared to 2024
Insurance service result  
$218M
 18.5%
Assets 
$2,356M
 12.9%
Comprehensive income
$219M
 4.8%
Members’ equity
$1,597M 
 16.3%
Return on equity
13.6%
Net combined ratio
83.7%
 1.3%
MCT Ratio (Minimum Capital Test)
399%
 14%
2025 – ANNUAL REPORT 
27

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