The term “Promutuel Insurance” refers to the Groupe Promutuel Fédération de sociétés mutuelles d’assurance générale, member mutual insurance companies affiliates and Promutuel Réassurance. Affiliates are not members of the Groupe Promutuel Fédération.

In Quebec, each mutual company that is a member of Groupe Promutuel Fédération de sociétés mutuelles d’assurance générale is a damage insurance agency that distributes exclusively, by its damage insurance agents, all insurance products underwritten by Promutuel Insurance.

At Promutuel Insurance, respecting your privacy is a top priority. That’s why we’re committed to protecting the personal information you entrust to us, in accordance with current legislation. Our Privacy Policy (hereinafter the “Policy”) describes why we collect your personal information, how it is used, and to whom we may disclose it.

This Policy complements and clarifies our privacy commitments and the choices available to you during our interactions.

Promutuel Insurance takes great care to respect your privacy. The information collected through the Appi program remains confidential and will not be disclosed to anyone.

Only our providers will have access to your driving data and certain personal information to offer and improve the Appi program.

All necessary measures are put in place to ensure the security of your personal information.

Don’t worry! Your data is used for one purpose only: to reward you.

Your information will never be used to influence a decision about a claim, your insurance renewal, or the cancellation of your policy.

To measure your driving habits, Appi records the following information:

• Speed (met or exceeded)
• Acceleration (smooth or sudden)
• Braking (soft or hard)
• Turns (smooth or sharp)
• Distracted driving (using your cellphone while stopped or moving)
• Travel times (night or day)
• Roads used (highways or secondary roads)

Yes.

The Appi application collects your driving data on every trip. That’s why you need to always have your cellphone when you drive.

Remember: Distracted driving is one of the leading causes of accidents. We recommend stowing your cellphone somewhere you can’t reach so you won’t be tempted to use it while driving.

For each trip, Appi measures two things:

• Driving quality (braking, speed, acceleration, turns, and distracted driving)
• Driving conditions (travel time and type of roads)

This information is used to determine your driving score and your Appi reward points.

Retailers, hardware stores, department stores, gas stations, and more. There are all sorts of businesses in the Appi program!

No. You can get as many e-gift cards as your Appi reward points allow.

After ordering your first card, keep earning Appi points so you can get even more rewards. And if you have points left over after you order a card, they’ll stay in your Appi account.