Business insurance

Insurance tailored to your business needs

Much more than just business insurance

A trusted ally

Join 60,000 Quebec businesses and put your trust in our in-depth knowledge of your region and industry to help protect your business.

A people-centred approach

Like 95%* of our insured members who renew their business insurance each year, receive support and advice that evolves in step with your business’s needs.

Tailored advice

Our expertise grows by supporting 380 business types. Our tailored advice is here to help protect what you’ve built and your business’s growth.

Protection at a fair price

Pay only for the coverage you actually need, based on the specific risks of your industry. No more, no less.

*Based on the renewal rate for business insurance policies underwritten and distributed by Promutuel Insurance as of May 31, 2026.

Your business, our expertise

Retail

Retail stores, department stores, grocery stores, pharmacies, convenience stores, garages, gas stations and many others.

Protections for this sector

Services and health care

Professional services: law firms, engineering offices, real estate agencies, medical clinics, hairdressers and many others.

Protections for this sector

Construction contracting

Construction contracting insurance for general residential, commercial or specialized contractors.

Protections for this sector

Manufacturing

Companies in the food manufacturing or processing sector, agriculture and several others.

Protections for this sector

Don’t see your business sector?

No two businesses are alike. Explore other business sectors to find the one that best matches your company.

Recommended coverages

Here are some coverages that together form a solid foundation for business insurance. To protect what you’ve built, it’s essential!

Business civil liability

It's essential in order to deal with damage unintentionally caused to third parties.

Property insurance

Building
Equipment
Stock

Operating losses

Crimes

Equipment breakdown

With Promutuel Assurance, you automatically benefit from equipment breakdown coverage, regardless of the level of the chosen coverage!

Cyber insurance

The Promutuel Assurance offer automatically includes Insurance of costs in case of personal data breach, coverage against risks related to the confidentiality of the personal information of your customers, employees and partners. If your cyber security stakes are high, more extensive cyber insurance coverage is available.

Practical coverages

These "à la carte" coverages are in addition to your basic coverage.

Juripro

By adding Promutuel Insurance's legal insurance coverage to your business insurance policy at a low cost, you may benefit from financial compensation in order to resolve a wide range of disputes.