Business insurance

Insurance tailored to your business needs

Much more than just business insurance

A trusted ally

Join 60,000 Quebec businesses and put your trust in our in-depth knowledge of your region and industry to help protect your business.

A people-centred approach

Like 95%* of our insured members who renew their business insurance each year, receive support and advice that evolves in step with your business’s needs.

Tailored advice

Our expertise grows by supporting 380 business types. Our tailored advice is here to help protect what you’ve built and your business’s growth.

Protection at a fair price

Pay only for the coverage you actually need, based on the specific risks of your industry. No more, no less.

*Based on the renewal rate for business insurance policies underwritten and distributed by Promutuel Insurance as of May 31, 2026.

Your business, our expertise

Retail

Retail stores, grocery stores, flower shops, bookstores, and much more.

Protections for this sector

Services and health care

Dental clinics, medical clinics, psychologists, hair salons, and many others.

Protections for this sector

Construction contracting

Painting, plastering, flooring, exterior siding, bricklaying, masonry, and much more.

Protections for this sector

Manufacturing

Companies in the food manufacturing or processing sector, agriculture and several others.

Protections for this sector

Don’t see your business sector?

No two businesses are alike. Explore other business sectors to find the one that best matches your company.

Essential coverage for your business

Business civil liability

Minimize the financial consequences if your business is held liable for damages caused to others.

Property insurance

Insure your buildings, equipment, and merchandise against losses such as theft or fire.

Operating losses

Protect your business continuity by offsetting financial losses resulting from a covered loss with this insurance.

Criminal offences

Protect your business against the loss of assets—such as cash, prepaid cards, and gift cards—resulting from an employee’s dishonest act.

Equipment breakdown

When you purchase business insurance from us, you automatically receive equipment breakdown coverage to protect certain assets against mechanical or electrical breakdowns, as well as damage to pressure vessels.

Cyber insurance

Protect yourself against risks related to the confidentiality of your customers’, employees’, and partners’ personal information with our personal data protection insurance. If your cyber security needs are more extensive, our cyber risk insurance offers other types of coverage.