For your business insurance, choose Promutuel Insurance!

Promutuel Insurance offers commercial insurance coverage tailored to your needs. We’re here for you to help you find solutions adapted to your situation, your needs, and your sector. We make sure you have the right coverage for your business.

Get a quote for your business insurance today!

Winning combinations
Savings are possible by combining business, auto, home and farm insurances.

Mortgage free discount
If you have finished paying off your mortgage and you have not borrowed against your home, save up on your insurance premium.

Loyalty Discount
The longer you stay insured with Promutuel Insurance, the more you save.

Electrical surveillance discount
Save if you have a Prevtech system for detecting electrical problems at your business.

Insurance tailored to your sector

A cheesemaker won’t have the same insurance needs as a beauty salon! Promutuel Insurance offers custom solutions to meet the specific needs of your business, based on your sector.

Construction contracting

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General contractors (residential or commercial) or contractors specialized in any type of work.

Education and associations

Charity, farmers, or social associations, daycares, music schools, etc.

Retail

Retail stores, big box stores, groceries, pharmacies, convenience stores, auto mechanics, service stations, etc.

Manufacturing

Manufacturing or processing of agricultural or food products, craft production, manufacturing of heating and air conditioning products.

Services and health care

Various professional services: brokers, financial services, lawyers, architects, chiropractors, dental clinics, landscapers, veterinarians, beauty salons, etc.

Wholesale

Agricultural or food products, auto parts, sporting goods, plants, home appliances, furniture, etc.

Food
and lodging

Establishments providing paid tourist lodging services (e.g., a hotel or inn) and other related activities.

Real estate

Owners of office buildings, commercial buildings, shopping centres, or public markets.

And many other sectors

Logistical services, commercial vehicles, sports, and entertainment—no matter what your sector, we can advise you!

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EXCLUSIVE ADVANTAGES

Promutuel Insurance provides its insureds with a free program that includes legal and identity theft assistance. Lawyers will answer your questions and explain your rights in plain language.

Promutuel Insurance legal insurance offers guidance and reimbursement of legal fees in the event of a dispute. It can be added to your corporate insurance policy for a small fee.

Insurance product to ensure your homeworker activities are sufficiently covered!

Other services

Group insurance plans

Promutuel Insurance can offer some of its company insurance clients group insurance programs for their employees. These exclusive programs enable these employees to get great rates on home and auto insurance. Talk to your representative to learn more. Access your Promutuel Insurance group program (French only).

Surety bonds for residential construction contractors

No matter what your surety bond needs (contractor licenses, bids, new residential building guarantees, etc.), we’ve got you covered.

Coverage table

Basic coverage	Civil liability for your business A must to cover you against unintentional damage caused to a third party. Property insurance Buildings Wrongful acts Equipment Goods Operating losses Surety bonds
Additional coverage	Available à la carte to boost your basic coverage.
Equipment breakdown	With Promutuel Insurance, you are automatically covered against any equipment breakdown, no matter what type of coverage you select!
Juripro	Promutuel Insurance legal insurance By adding Juripro protection to your business insurance policy, you could get financial aid to resolve a large number of disputes.
Beacon	Free practical and legal assistance service from Promutuel Insurance Promutuel Insurance provides its insureds with a free telephone assistance program that includes legal assistance and identity theft assistance. Lawyers will answer your questions and explain your rights in plain language. Click here for more information about our Beacon service.
Advice and prevention	Automatic sprinklers Automatic sprinklers need a complete inspection every year. This inspection must be conducted by a company specialized in this field. Roofs You need to inspect the roof of your business and have it cleared after any major snowfall to prevent it from collapsing. Theft prevention Consider having a security or automatic lighting system installed to discourage thieves.