Business owner in front of a commercial establishment illustrating business insurance coverage.

Business insurance

Insurance tailored to your business needs

*Based on the renewal rate for business insurance policies underwritten and distributed by Promutuel Insurance as of May 31, 2026.

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to save you money

Promutuel Assurance offers a host of advantageous discounts to protect your business, tailored to your needs, your business sector and your reality.

 

 

 

Winning combinations

Winning combinations

Savings are possible by combining your business, auto, home and farm insurance.

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Mortgage free discount

Mortgage free discount

If you’ve finished paying off your mortgage and no longer have a creditor for your business, you can save up on your insurance premium.

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Multi-location discount

Multi-location discount

If you insure multiple locations under the same policy, you could save!

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Benefits and services designed for you

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Discover the different coverages in business insurance

Recommended coverages

Here are some coverages that together form a solid foundation for business insurance. To protect what you’ve built, it’s essential!

Business civil liability

It's essential in order to deal with damage unintentionally caused to third parties.

Property insurance

  • Building
  • Equipment
  • Stock

Operating losses

Crimes

Equipment breakdown

With Promutuel Assurance, you automatically benefit from equipment breakdown coverage, regardless of the level of the chosen coverage!

Cyber insurance

The Promutuel Assurance offer automatically includes Insurance of costs in case of personal data breach, coverage against risks related to the confidentiality of the personal information of your customers, employees and partners. If your cyber security stakes are high, more extensive cyber insurance coverage is available.

Practical coverages

These "à la carte" coverages are in addition to your basic coverage.

Juripro

By adding Promutuel Insurance's legal insurance coverage to your business insurance policy at a low cost, you may benefit from financial compensation in order to resolve a wide range of disputes.

Cyber risk insurance

More extensive coverage and options to protect your business from cyber security issues. 

Car insurance forms and endorsements

QPF 1 – Owners’ Form
QPF 4 – Garage Form

Protecting your business continuity 
and your peace of mind—
that’s what we’re THERE for.

There for all of your insurance needs

Insurance

Car
Personalized service and coverage, attractive rates—Promutuel makes it easy to enjoy the ride!

Insurance

Home
House, condo, cottage, apartment… For us, protecting your home means more than anything.
Motorcycles, snowmobiles, ATVs, caravans, tent trailers, and more. Whatever your passion, Promutuel Insurance has you covered.

Insurance

Farm
Buildings, equipment, animals, crops, products, and more. Protecting what matters to you is in our roots.