Un couple sur une moto

Motorcycle insurance

There to watch over your spirit of adventure
To travel the highways and byways and to discover new horizons, there’s nothing like a motorcycle. At Promutuel Assurance, we’re there at your side to recommend the most suitable insurance, so that you can make the most of your passion with peace of mind.
To travel the highways and byways and to discover new horizons, there’s nothing like a motorcycle. At Promutuel Assurance, we’re there at your side to recommend the most suitable insurance, so that you can make the most of your passion with peace of mind.

Entrust your motorcycle to a proud local mutual association

People from around here have trusted us for a long time to protect their motorcycle and watch over them on the road. With our expert advisors, we can recommend motorcycle insurance that is best suited to your reality. This is the benefit of insuring your passion through a local mutual association.

Find out what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

Une moto garée au pied d'un viaduc

to save
you money

Whether you're riding a 2 or 3-wheel motorcycle, you can access a host of great discounts here. Ideal for lowering the cost of your insurance!

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your motorcycle and home through Promutuel Insurance is a brilliant idea! You'll save up to 10%!

Get a submission

Up To

10

%

de

Off

Multiple vehicle discount

Multiple vehicle discount

Car, motorcycle, ATV, snowmobile... Insure all of your vehicles through Promutuel Assurance and save up to 10%!

Get a submission

Up To

15

%

de

Off

Claim-free discount

Claim-free discount

You don’t have any recent claims on your file? You could get a discount of up to 15% off your motorcycle insurance.

Get a submission

Up To

10

%

de

Off

Anti-theft system discount

Anti-theft system discount

Depending on the anti-theft system installed on your motorcycle, get up to 10% off your theft insurance.

Get a submission

Up To

15

%

de

Off

Three-wheeled motorcycle discount

Three-wheeled motorcycle discount

Do you own a 3-wheeled motorcycle? Get a discount of up to 15% off your motorcycle insurance for the first two years.

Get a submission

Benefits designed for you

Des hommes sourient sur des motos

Discover the different coverages in motorcycle insurance

Mandatory coverage

In Québec, third party liability is mandatory to cover damage caused to others by your motorcycle. This is what some call “one-sided” insurance!

Third party liability

It covers :

  • Property damage to your motorcycle, during a collision in Québec for which you are not responsible.
  • Property damage and bodily injury, if the accident is outside of Québec.
  • Damage caused unintentionally to others for which you would be held liable.

Recommended coverages

Make sure to have “double-sided” insurance by adding property damage coverage to your motorcycle. Essential when buying or leasing a brand new motorcycle!

Comprehensive

Covers all types of damage to your vehicle, equipment, and accessories, other than the exclusions noted in the policy.

Collision and upset

Covers damage to your vehicle, equipment, and accessories in the event of a collision or upset. 

All perils other than collision or upset

Covers damage to your vehicle in the event of theft, fire, hail, or a broken window, among others.

Specific perils

Covers damage to your vehicle from specific perils listed in the policy, including fire and theft. This is the least extensive coverage. 

Practical coverages

Enhance your motorcycle coverage by adding additional tailor-made coverages. The ultimate in peace of mind!

Travel expenses

This coverage is intented to cover your rental, taxi and public transport costs if a covered accident deprives you of your motorcycle.

Compensation without depreciation

If you have an accident and your vehicle is a total loss, it will be replaced by a new vehicle with the same characteristics, and no deduction will be applied for depreciation.

A host of motorcycle tips for you

For motorcycling enthusiants, our specialists share their knowledge, advice and tips with you. Useful articles that will help you choose the right motorcycle insurance, but also to protect yourself and prevent hazards on the road. Happy reading!

Discover all of our blog articles

for all of your
insurance needs

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