Un couple prépare son déménagement

Renters insurance for an apartment or condo

There to keep your belongings safe
Do you rent? At Promutuel Insurance, we’re there to watch over the things that make your place a home. With peace of mind like that, life is good!
Do you rent? At Promutuel Insurance, we’re there to watch over the things that make your place a home. With peace of mind like that, life is good!

Get renters insurance with a proud local mutual

For many years, renters in Québec have trusted us to look after the personal property in their apartment or condo. Because we know the ins and outs of renting, we can recommend the best insurance for your needs. That’s the benefit of insuring your rental with a local mutual.

See what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

Deux jeunes filles étudient

to help
you save

At Promutuel Insurance, we offer renters a host of terrific discounts. It’s a great way to pay less for insurance!

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your car and your rental unit with Promutuel Insurance—now that’s a bright idea! You’ll save up to 10% and get extra coverage for free.

Get a submission

Up To

15

%

de

Off

Alarm system discount

Alarm system discount

Save up to 15% on your renters insurance, depending on which alarm system you have.

Get a submission

Up To

5

%

de

Off

Leak detection system discount

Leak detection system discount

Does your unit have a leak detection system? You could save up to 5% on your renters insurance.

Get a submission

 

 

 

Multiple residence discount

Multiple residence discount

Get a discount for each additional home you insure with us, whether it’s an apartment, a house, or a cottage. The more you have, the more you save!

Get a submission
Une femme monte un meuble

Learn more about renters insurance for your apartment or condo

Recommended coverage

Together, these types of coverage provide a solid foundation for your renters insurance. Everything you need, for you and your property!

Third party liability insurance

Covers the financial consequences of accidental property damage or injury to another person.

Property insurance

Covers your personal property and any improvements you have made against most types 

Coverage that makes sense

Enhance your renters insurance with practical, customized extras. More comprehensive coverage for more peace of mind!

Above-ground water damage

Covers damage from a leak, gutter overflow or backup, or heavy rain. Infiltration or seepage from rain, snow, or ice through the roof, building walls, or openings (e.g., doors and windows) is also covered.

Groundwater and sewer water damage

Covers damage from a leak or overflow or backup of a French drain or sewer. Water below or above ground that enters or seeps into the building through the walls, foundation, basement floor, windows and doors, etc., is also covered.

Earthquake damage

Covers fire, explosion, and smoke damage caused by an earthquake.

Swimming pools and spas

Covers damage caused by freezing and thawing and the weight of snow and ice. Equipment, sidewalks, pool decks, and hot tub slabs are also covered.

Juripro Insurance

Juripro legal insurance offers financial assistance to protect your rights (court fees, legal fees, etc.), as well as assistance in the event of identity theft.

All kinds of advice for the place you call home

Our experts share their knowledge, tips, and tricks. Must-read articles to help you choose the right renters insurance, protect yourself, and prevent damage. Happy reading!

See all our tips for your home

to answer all of
your questions

Insurance

Car
Personalized service and coverage, attractive rates—Promutuel makes it easy to enjoy the ride!
Motorcycles, snowmobiles, ATVs, caravans, tent trailers, and more. Whatever your passion, Promutuel Insurance has you covered.

Insurance

Business
Protecting what has and creates value—now that’s good business sense.

Insurance

Farm
Buildings, equipment, animals, crops, products, and more. Protecting what matters to you is in our roots.