Conversation autour d'une motoneige

Snowmobile insurance

There to insure your winter passion
To experience winter and discover Québec differently, a snowmobile can’t be beaten. At Promutuel Assurance, we look after your outings by providing you with complete coverage on the trails, at a great price.
To experience winter and discover Québec differently, a snowmobile can’t be beaten. At Promutuel Assurance, we look after your outings by providing you with complete coverage on the trails, at a great price.

Insure your snowmobile through a proud local mutual association

Snowmobiling is a passion for us too. That's why thousands of snowmobilers trust our expert advisors, who offer you the snowmobile insurance best suited to your reality. This is the benefit of insuring your passion through a local mutual association.

Find out what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

À toute vitesse

to save you money

Snowmobiling enthusiast? Make the most of your passion for winter with a host of great discounts designed to lower the cost of your snowmobile insurance!

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your snowmobile and home through Promutuel Insurance is a brilliant idea! You'll save up to 10%!

Get a submission

Up To

10

%

de

Off

Multiple vehicle discount

Multiple vehicle discount

Cars, motorcycles, ATVs, snowmobiles, and more: insure all your vehicles with Promutuel Insurance and save up to 10%.

Get a submission

Up To

10

%

de

Off

Anti-theft system discount

Anti-theft system discount

Depending on the anti-theft system installed on your snowmobile, get up to 10% off your theft insurance.

Get a submission

Benefits designed for you

Une femme souriante en motoneige

Discover our full range of coverages for snowmobile insurance

Mandatory coverage

In Québec, third party liability is mandatory to cover damage caused to others by your snowmobile. This is what some call “one-sided” insurance!

Third party liability

It covers:

  • Property damage to your snowmobile, during a collision in Québec for which you are not responsible.
  • Property damage and bodily injury, if the accident is outside of Québec.
  • Damage caused unintentionally to others for which you would be held liable.

Recommended coverages

As part of your insurance coverage, add property damage coverage for your snowmobile. Even more relevant if it's the very latest model!

All perils

This coverage applies to all types of damage caused to your vehicle as well as to equipment and accessories, except those excluded by the policy.

Perils of collision and upset

This coverage applies to damage to your vehicle and equipment and accessories in case of a collision or upset.

All perils other than collision or upset

This coverage applies to damage to your vehicle, including theft, fire, hail, or broken windshield.

Specific perils

This coverage applies to damage to your vehicle in respect of risks specifically listed on the policy, including fire and theft. This is the least extensive of the coverages.

Practical coverages

Enhance your snowmobile coverage by adding important tailor-made coverages. To enjoy winter with peace of mind!

Travel expenses

This coverage is intended to cover your rental costs if a covered accident deprives you of your snowmobile.

Compensation without depreciation

If you have an accident and your vehicle is a total loss, it will be replaced by a new vehicle with the same characteristics, and no deduction will be applied for depreciation.

A host of snowmobile tips for you

Our specialists share their knowledge, advice and tips with you. Useful articles that will help you choose the right snowmobile insurance, but also to protect yourself and prevent risks while on your snowmobile. Happy reading!

Discover all of our articles on snowmobiles

There for all of your insurance needs

Insurance

Car
Personalized service and coverage, attractive rates—Promutuel makes it easy to enjoy the ride!

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Home
House, condo, cottage, apartment… For us, protecting your home means more than anything.

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Protecting what has and creates value—now that’s good business sense.

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Buildings, equipment, animals, crops, products, and more. Protecting what matters to you is in our roots.