What is a “sharp turn”?

Submitted by sebastien.paqu… on

To detect a “sharp turn”, Appi analyzes the vehicle's angular speeds, that is, the angle of each turn combined, with the vehicule's speed, both at low and high speeds. Note that no turn can be considered “sharp” if it is less than 30 degrees or if the vehicle's speed is below 9 km/h.

Also keep in mind that the driving score calculation also takes into account how intense the recorded turn is, as well as the number of sharp turns in relation to the distance travelled.

What is “sudden acceleration”?

Submitted by sebastien.paqu… on

For Appi, “sudden acceleration” is rapid acceleration of at least 8 km/h in less than 1 second.

The driving score calculation also takes into account how intense the recorded acceleration is, as well as the number of instances of sudden acceleration in relation to the distance travelled.

Promutuel Insurance would like to remind you that sudden acceleration significantly increases your chances of having an accident, so be careful and accelerate gradually. You’ll avoid accidents and increase your score—and your Appi reward points!

What is “excessive speed”?

Submitted by sebastien.paqu… on

For Appi, “excessive speed” starts at 11 km/h above the authorized limit. This margin was set to optimize use of the program and provide users with practical and insightful information to improve their driving habits.

The driving score calculation also takes into account how severe the speeding is, as well as the number of instances of excessive speeding in relation to the distance travelled.

How does Appi calculate my score?

Submitted by sebastien.paqu… on

Every time you drive, Appi collects and analyzes different driving data to calculate your score:

  • Speed (met or exceeded)
  • Acceleration (smooth or sudden)
  • Braking (soft or hard)
  • Turns (smooth or sharp)
  • Distracted driving (using your cellphone while stopped or moving)
  • Travel times (night or day)
  • Roads used (highways or secondary roads)

In addition to this driving data, Appi also records your mileage. However, distance travelled does not affect your driving score.

Am I eligible for Appi?

Submitted by sebastien.paqu… on

You must meet certain conditions to sign up for Appi. You must:

  • Be the primary driver of a passenger vehicle insured in Québec by Promutuel Insurance
  • Have a valid email address
  • Own a smartphone that meets the following criteria:
    • iPhone: Model with the iOS 13.0 operating system or later version
    • Android: Model with the Android 8.0 operating system or later version

You will also need to meet other program eligibility requirements. For more details, see the term of use.

Who can sign up for Appi?

Submitted by sebastien.paqu… on

Anyone who wants to insure their car with Promutuel Insurance or who already has car insurance from Promutuel Insurance is eligible. Sign up today and start earning reward points toward gift cards!

Please note, however, that you must meet certain criteria. To learn more, read our answer to the question, “Am I eligible for Appi?”

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