Deux scooters jaunes sur une route de campagne

Scooter insurance

There to get you on your way with peace of mind
A scooter means freedom. Whether you're heading out for the first time, or you're a “convert” who has chosen to experience mobility, Promutuel Assurance is there to protect you.
A scooter means freedom. Whether you're heading out for the first time, or you're a “convert” who has chosen to experience mobility, Promutuel Assurance is there to protect you.

Protect your scooter with the most recommended consumer insurer

Riding a scooter is a choice that we've been insuring for a long time. Both for the youngest and the young at heart, who trust our expert advisors. This is the benefit of insuring your mobility through a local mutual association.

Find out what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

Deux jeunes femmes sur un cyclomoteur

to save you
money

So that you can head out with peace of mind, we offer scooter insurance at a great price. Take full advantage of the freedom that you get from your scooter.

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your scooter and home with Promutuel Insurance is a brilliant idea! You'll save up to 10% on your home insurance!

Get a submission

Benefits designed for you

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Discover our scooter insurance coverage

Mandatory coverage

In Québec, in the absence of a legal exemption, third party liability is mandatory to cover damage caused to others by your vehicle. This is what some call “one-sided” insurance! Some types of scooters can be exempted, but you might want to think twice!

Also, it's important to realise that if your scooter can go faster than 70 km/h, it's considered a motorcycle.

Third party liability

It covers :

  • Property damage to your vehicle, during a collision in Québec for which you are not responsible.
  • Property damage and bodily injury, if the accident is outside of Québec.
  • Damage caused unintentionally to others for which you would be held liable.

Recommended coverages

Make sure to have “double-sided” insurance by adding property damage coverage to your vehicle. Essential for a scooter, whether bought or leased!

All perils

This coverage applies to all types of damage caused to your vehicle as well as to equipment and accessories, except those excluded by the policy.

Perils of collision and upset

This coverage applies to damage to your vehicle and equipment and accessories in case of a collision or upset.

All perils other than collision or upset

This coverage applies to damage to your vehicle, including theft, fire, hail, or broken windshield.

Specific perils

This coverage applies to damage to your vehicle in respect of risks specifically listed on the policy, including fire and theft. This is the least extensive of the coverages.

A host of tips for you

Our specialists share their knowledge and tips with you. Useful articles that will help you choose the right scooter insurance, but also to protect yourself and prevent hazards on the road. Happy reading!

Discover all of our blog articles

Car insurance forms and endorsements

QPF 1 – Owners’ Form
QPF 4 – Garage Form

to answer all of
your questions

Insurance

Car
Personalized service and coverage, attractive rates—Promutuel makes it easy to enjoy the ride!

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Home
House, condo, cottage, apartment… For us, protecting your home means more than anything.

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Business
Protecting what has and creates value—now that’s good business sense.

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Farm
Buildings, equipment, animals, crops, products, and more. Protecting what matters to you is in our roots.