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Quality car insurance coverage, at competitive prices, which you choose according to your needs: that is what Promutuel Insurance auto insurance offers you. If thousands of Québec drivers trust Promutuel Insurance to insure their car, it’s because they can count on us. Ask for a car insurance quote today.

Claim-free discount

Claim-free discount
If you have not had a claim on your file for at least 3 years, you can get up to 20% off.

Winning combinations

Winning combinations
Insure your car and your home and save up to 10% and obtain free coverage.

Low mileage discount

Low mileage discount
Do you drive less than 12,000 km per year with your vehicle? Save up to 10% with Promutuel Insurance!

Antitheft system discount

Antitheft system discount
Depending on the type of anti-theft system installed in your car or recreational vehicle, Promutuel Insurance can offer a discount of up to 5% off your theft coverage.

Multiple vehicle discount

Multiple vehicle discount
Bundle your car, ATV, snowmobile or RV insurance at Promutuel Insurance and get a discount for each vehicle insured!

Student discount

Student discount
Get a discount on your collision coverage if you are a full-time university or CEGEP student under 24.

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Proplan is an all-in-one plan that offers optimal coverage to the vehicle and its driver. Optimized third party liability, expenses reimbursed, personal insurance, coverage for rented or borrowed vehicles… Most of our insureds have opted for Proplan.

Client Space Promutuel Insurance

Client Space is designed to make your life easier. It’s convenient, secure, always available, and keeps all your insurance documents together in a single, easy-to-access place.

Réseau signature

When your car is damaged in an accident, Promutuel Insurance takes charge of everything to ensure your peace of mind. Trusted body shops belonging to our Signature* network will repair your vehicle to meet your highest standards of satisfaction.

At participating mutual insurance associations.

Car-sharing platform Turo

Did you know you can use the Turo car-sharing platform to rent your car to a private individual hassle-free? Just tell us if you do! Click here for more details.

Digital Insurance Certificates | Promutuel Insurance

You can now store an electronic copy of your car insurance certificate on your mobile device! That way you just have to pull out your smartphone to show proof of insurance. It’s a great to have as a backup if you misplace your paper certificate.

Promutuel Assurance Auto


Basic coverage

Third party liability: mandatory for everyone (Section A)
In Québec, all owners of a road vehicle have to buy third party liability insurance from an insurer. This insurance covers damage caused by your car to another person.

Insurance against damage to your vehicle: Protecting your car (Section B)
Four types of coverage are available:

  • “Collision or overturning”: Covers damage to your care and to equipment and accessories in case of collision or rollover only
  • “Risks that are not a collision or overturning”: Covers damages to your car in case of theft, fire, hail and glass breakage.
  • “Comprehensive”: Covers damages to your car and to equipment and accessories.
  • “Specified risks”: Covers damages to your car for the risks specifically named in the contract. This coverage is more limited.
Enhance your basic policy by adding the additional coverage that suits you or enrol in Proplan, the all-in-one plan from Promutuel Insurance.

Replacement value, reimbursement of expenses in case of accident, coverage for damage to rented or borrowed vehicles, personal insurance… select according to your needs.


When leaving your car:

  • Never leave your car running, not even for a few minutes
  • Always take your keys with you
  • Lock your doors
  • Hide any items that might attract attention in the trunk: wallets, purses, cameras, tablets, etc.
  • Lock your front wheels and set your parking brake to make it difficult for thieves that use tow trucks.
  • Park in a well-lit, high-traffic area when possible.
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Discover all of our insurance products—because the more property you insure with Promutuel Insurance, the greater the benefits you’ll enjoy!

Home Insurance
Recreational vehicle Insurance
Business Insurance
Farm Insurance