Tenant home insurance is separate from the landlord’s home insurance. These insurance policies are designed to meet different needs. Tenant insurance covers your property, but especially your third-party liability in the event of damage caused to others.

Your landlord’s insurance covers building components, such as floors, walls, and so on. It may also cover property provided on site, such as appliances and furnishings. You can check with your landlord for details of their coverage.

You have access to several documents in your Client Space, including:

Your car insurance covers damage to your vehicle, within the limits of your policy. In the case of physical damage or bodily injury to others, the third-party liability of your car insurance policy comes into play. If you’re a Québec resident, the Société de l’assurance automobile du Québec (SAAQ) covers you for injuries sustained in a road accident, even if the accident occurs in the United States.

View our article to travel with peace of mind:

Your car insurance generally covers damage caused by a natural disaster.

Here are some examples of natural disasters we cover:

• Rising water levels
• Flooding
• Lightning
• Windstorms
• Hail
• Earthquakes

However, these events are covered provided you have “Comprehensive,” “Specific perils,” or “All perils other than collision or upset” insurance.

Read our article to protect yourself properly:

Having your insurance file online enables you to do several things, including:

• Access your documents at any time
• Get up-to-date insurance information through your online policy and digital insurance 
  certificate
• Share your insurance certificate with a temporary driver after downloading it to your 
  cellphone 

Discover what Client Space offers:

Every vehicle owner is required to have at least $50,000 in liability insurance, but people generally choose $2,000,000. This is called “one-way insurance.” However, you can add coverage for damage to your vehicle caused by a collision or rollover, theft, fire, vandalism, wind, or hail, to name but a few. This is called “two-way insurance.”

Learn more here: Car Accidents: At Fault or Not?