On top of the basic coverage for damage caused to another person (third-party liability) and damage caused to your vehicle (Section B), you can add a range of additional coverage options (or riders) to your policy.
Your third party liability coverage also extends to vehicles that you, or a person living with you, rent or borrow.
If you are deprived of your vehicle due to a covered accident, Proplan pays up to $75 per day (maximum $2,250) to cover the cost of renting another vehicle or pay for taxi expenses. If you also have to incur expenses to recover your damaged vehicle, to continue on a trip or return home, you can qualify for up to $1,125 in benefits.
If your car is declared a “total loss,” compensation will be paid with no deductible (for a deductible of up to $500).
If you are a victim of a hit and run, compensation will be paid with no deductible, provided that a police report is produced within 24 hours of the event (for a deductible of up to $500).
Proplan pays up to $75,000 if you, or a person living with you, are required to repair damage to a borrowed or rented vehicle caused in an accident for which you are held responsible.
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