How to get a car or home insurance quote in just a few clicks
What if getting an insurance quote were as simple as watching a movie trailer or trying a product sample-a quick preview of what’s to come?
Think it’s a long, complicated process? Think again! Once you know where to start, getting an insurance quote is quick and straightforward-not a chore.
There are four key ways to get a quote: online, over the phone from a damage insurance agent, through a brokerage firm, or with an online comparison tool. Let's explore the benefits of each method and see how Promutuel Insurance can save you time with a quick and easy online quote!
Four ways to get an insurance quote
Did you know that getting an insurance quote isn’t the same as taking out a policy? Requesting a quote doesn’t commit you to anything. For example, just because you get a quote online doesn’t mean you have to buy your policy online. Take the time to choose the right insurer, understand the coverage offered, and compare premiums. That’s how you’ll get the protection that fits your needs at the best possible price.
You can get an insurance quote in several ways, and there are advantages to each. Here’s how online, phone, broker, and comparison tool options stack up-so you can choose the one that fits your needs, preferences, and time constraints.
- Online quote
Get a quick, convenient online quote anytime from your computer, phone, or tablet. You can get a price and assess an insurer’s offer in just a few clicks. Quote over the phone from a damage insurance agent
If you prefer speaking with someone directly, contact insurers that interest you and speak to a damage insurance agent.Call as many insurers as you want to compare offers, ask questions, and explore available discounts to get the coverage that fits your needs—at the best possible price.
Quote from a damage insurance broker
Brokers are insurance professionals, just like damage insurance agents. The difference is that brokers work with a network of insurers they select to find the best offers for their clients. They’ll discuss your needs, request quotes from multiple insurers, and recommend the one that best meets your expectations. If you have specific insurers in mind, make sure they’re in your broker’s network.To better understand the difference between an agent and a broker, visit the Chambre de l’assurance de dommages website.
- Quote from an online comparison tool
Using an online insurance comparison tool lets you get multiple quotes from different insurers in just a few minutes—no need to contact anyone directly. Offers may vary depending on the site’s partnerships, and your information is usually shared (with your consent) so insurers can follow up with you.
Get a convenient online quote from Promutuel Insurance
Getting an online quote takes only a few minutes. It’s the best way to get a quick price, speed up your car or home insurance quote, and streamline the process.
How to get an online quote from Promutuel Insurance
Make yourself a cup of coffee and head online to try our 3-minute car insurance quote tool or our 4-minute home insurance quote tool. For convenience, the most common coverages are selected by default. After entering the required information and receiving your initial premium estimate, you can adjust options to fine-tune your coverage and get a more accurate price. And guess what? Your coffee will still be hot!
Once your online quote is complete, a damage insurance agent will call you to confirm your information, review the proposed coverages, and finalize your quote.
What questions are asked when getting a quote?
During the follow-up call, the agent will ask questions to better understand your situation and pinpoint your needs. For example, you might need to provide details about your vehicle’s history or your home’s layout.
Good to know: These questions help assess the risk being insured—the likelihood of a loss occurring and the potential cost to the insurer. Questions vary depending on the factors each insurer uses to calculate car and home insurance premiums. Since every insurer has its own criteria, you may be asked different questions when getting quotes from multiple companies.
At the end of your conversation, you’ll have a final premium to consider. Take your time! At Promutuel Insurance, quotes are guaranteed for 90 days, provided your situation doesn’t change.
Promutuel Insurance: a personalized approach and tailored coverage-in just a few clicks!
The Promutuel Insurance online quote tool speeds up the car and home insurance quote process and gets you a price in minutes. Our damage insurance agents will follow up to verify your information, confirm your needs, answer questions, and offer advice—ensuring you get coverage that truly fits your situation.
Curious to see what we can offer? Don’t wait until your insurance renewal date. Click the banner below to get a car or home insurance quote right away. You already have everything you need—except maybe that cup of coffee!
