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Homeowners insurance for a single-family or semi-detached house

There to watch over
your home
They say home is where the heart is. Our homes keep us safe and bring us together, day in and day out. At Promutuel Insurance, we’re there to protect your home and everything it means to you.
They say home is where the heart is. Our homes keep us safe and bring us together, day in and day out. At Promutuel Insurance, we’re there to protect your home and everything it means to you.

Protect your home with the most recommended consumer insurer

Over 170 years, Quebecers have trusted us to keep their homes safe. Our expert advisors offer you the best coverage for your situation. That’s the benefit of insuring your home with a local mutual.

See what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

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to help
you save

Whether your home is semi-detached, single family, or a duplex, Promutuel Insurance has a host of terrific discounts. It’s a great way to pay less for homeowners insurance!

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your car and home with Promutuel Insurance—now that’s a bright idea! You’ll save up to 10% and get extra coverage for free.

Get a submission

Up To

15

%

de

Off

Alarm system discount

Alarm system discount

Save to 15% on your homeowners insurance, depending on which alarm system you have.

Get a submission

Up To

10

%

de

Off

Leak detection system discount

Leak detection system discount

Do you have a leak detection system? You could save up to 10% on your homeowners insurance.

Get a submission

 

 

 

Multi-residence discount

Multi-residence discount

Get a discount for each additional home you insure with us, whether it’s an apartment, a house, or a cottage. The more you have, the more you save!

Get a submission

Up To

25

%

de

Off

Mortgage free discount

Mortgage free discount

Are you debt-free after paying off your mortgage? Good news: you could save up to 25% on your homeowners insurance.

Get a submission
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Discover the different coverages in Learn more about homeowners insurance coverage

Recommended coverages

Together, these two types of coverage provide a solid foundation for your homeowners insurance. Everything you need, for you, your home, and your loved ones!

Third party liability insurance

Covers the financial consequences of accidental property damage or injury to another person.

Property insurance

Covers your home, outbuildings, and personal property against most types of damage, including fire, theft, vandalism, and some types of water damage.

Coverage that makes sense

Enhance your homeowners insurance with practical, customized extras. More comprehensive coverage for more peace of mind!

Above-ground water damage

Covers damage from a leak, gutter overflow or backup, or heavy rain. Infiltration or seepage from rain, snow, or ice through the roof, building walls, or openings (e.g., doors and windows) is also covered.

Groundwater and sewer water damage

Covers damage from a leak or overflow or backup of a French drain or sewer. Water below or above ground that enters or seeps into the building through the walls, foundation, basement floor, windows and doors, etc., is also covered.

Earthquake damage

Covers fire, explosion, and smoke damage caused by an earthquake.

Swimming pools and spas

Covers damage caused by freezing and thawing and the weight of snow and ice. Equipment, sidewalks, pool decks, and hot tub slabs are also covered.

Juripro Insurance

Juripro legal insurance offers financial assistance to protect your rights (court fees, legal fees, etc.), as well as assistance in the event of identity theft.

All kinds of advice for the place you call home

Our experts share their knowledge, tips, and tricks. Must-read articles to help you choose the right homeowners insurance, protect yourself, and prevent damage. Happy reading!

See all our tips for your home

for all of your
insurance needs

Insurance

Car
Personalized service and coverage, attractive rates—Promutuel makes it easy to enjoy the ride!
Motorcycles, snowmobiles, ATVs, caravans, tent trailers, and more. Whatever your passion, Promutuel Insurance has you covered.

Insurance

Business
Protecting what has and creates value—now that’s good business sense.

Insurance

Farm
Buildings, equipment, animals, crops, products, and more. Protecting what matters to you is in our roots.