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HOME INSURANCE FOR OWNERS,
CHOOSE PROMUTUEL INSURANCE

Whether you own a single-family home, a townhouse or a semi-detached house, Promutuel Insurance offers you quality home insurance, adapted to your needs and at a competitive price. If thousands of Québec home-owners trust Promutuel Insurance for their house insurance, it’s because they can count on us. Ask for a home insurance quote today.

Winning combinations

Winning combinations
By insuring your auto and your home, you save up to 25% and obtain free coverages.

Multiple Residence discount

Multiple Residence discount
You have several homes to insure? Apartment, condo, second home… Benefit from discounts for each additional residence.

Alarm system discount

Alarm system discount
Save up to 15% according to the type of alarm system installed in your home.

Recent construction discount

Recent construction discount
Is your home recent? Get a discount of up to 10%.

Mortgage free discount

Mortgage free discount
If you have finished paying off your mortgage and you have not borrowed against your home, save up on your insurance premium.

Student discount

Student discount
If you are a full-time CEGEP or university student and you are under age 24, we offer a 10% discount on your house insurance.

Leak detection system

Leak detection system discount
Get up to 10% off your home insurance if you have a leak detection system.

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We're there contest - Promutuel Insurance

EXCLUSIVE BENEFITS

Beacon - Legal Assistance

Promutuel Insurance provides its insured persons with a free program that includes legal assistance and help with identity theft. Lawyers will answer your questions and explain your rights in plain language. Click here for more details.

Free pass

With Promutuel Insurance, certain home insurance claims are forgiven. No need to obtain additional protection, because this benefit is automatically included in your insurance contract! Click here for more details.

Juripro

Promutuel Insurance legal insurance offers support and a refund of legal fees in case of litigation. Juripro is added to your home insurance policy at a low cost. Click here for more details.

Juripro

Having a leak detection system is an important way to prevent losses. Promutuel Insurance rewards insured members who have one with big savings on their home insurance. Click here for more details.

Client Space Promutuel Insurance

Client Space is designed to make your life easier. It’s convenient, secure, always available, and keeps all your insurance documents together in a single, easy-to-access place. Click here for more details.

Promutuel Insurance - Home

LEARN MORE ABOUT HOME INSURANCE FOR OWNERS

Basic coverage

Third party liability insurance for unexpected situations
Third party liability insurance covers bodily harm or property damage caused unintentionally to another person.

Property insurance to protect your residence and its content
This insurance protects your residence, its outbuildings and your personal property against most types of damage: fire, theft, vandalism or certain kinds of water damage.

Additional
coverage

Customize your home insurance to fit your needs. Among the most popular additional coverages…

Water damage above foundations
Covers damage caused by rain or snow seepage from roofs, walls, doors and windows.

Water damage to foundations and sewer back-up
Covers damage caused by seepage in the basement or sewer back-up.

Above-ground pool
Covers certain types of damage caused by frost and heavy ice and snow.

Prevention
tips

Hot water heater :
Install a catch basin under your hot water heater and direct the overflow pipe into the sanitary drain. Check on the condition of your hot water heater regularly and plan to replace it every 10 years.

Wood heating :
Units must always be installed by a professional. Consult your municipal fire protection service or your insurer’s inspection service to make sure your setup is in compliance with current standards.

Downspouts :
Point downspouts away from the foundation at ground level to prevent water from accumulating and seeping into the home.

Sump pump :
Periodically check on the operation of your sump pump. Consider installing backup battery power to use in case of a power outage.

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OTHER PRODUCTS

Discover all of our insurance products—because the more property you insure with Promutuel Insurance, the greater the benefits you’ll enjoy!

Car Insurance
Recreational vehicle Insurance
Business Insurance
Farm Insurance