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Whether you are renting an apartment, a house or a condo, Promutuel Insurance offers you quality home insurance, adapted to your needs and at a competitive price. If thousands of Québec renters trust Promutuel Insurance to insure their home, it’s because they can count on us. Ask for a renters home insurance quote today.

Winning combinations

Winning combinations
By insuring your auto and your home, you save up to 10% and obtain free coverages.

Multiple Residence discount

Multiple Residence discount
You have several homes to insure? Apartment, condo, second home… Benefit from discounts for each additional residence.

Alarm system discount

Alarm system discount
Save up to 15% according to the type of alarm system installed in your home.

Leak detection system

Leak detection system discount
Get up to 10% off your home insurance if you have a leak detection system.

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Apartment insurance starting at 15,95$ a month


Beacon - Legal Assistance

Promutuel Insurance provides its insureds with a free legal and identity theft assistance service. Attorneys help you understand your rights under the law and specialists are on hand to advise you if you are a victim of identity theft.


Promutuel Insurance legal insurance offers support and a refund of legal fees in case of litigation. Juripro is added to your home insurance policy at a low cost.


Having a leak detection system is an important way to prevent losses. Promutuel Insurance rewards insured members who have one with big savings on their home insurance.

Client Space Promutuel Insurance

Client Space is designed to make your life easier. It’s convenient, secure, always available, and keeps all your insurance documents together in a single, easy-to-access place.

Bike coverage

With Promutuel Insurance, your primary and secondary home insurance includes generous coverage to protect your bike against fire, theft, and vandalism. The coverage is also valid for transportation in a vehicle or on a bike rack and in the event of a collision with a car or another bike.

Renters Home Insurance


Basic coverage

Third party liability insurance for unexpected situations
Third party liability insurance covers bodily harm or property damage caused unintentionally to another person.

Property insurance to protect your residence and its content
This insurance protects your residence, its outbuildings and your personal property against most types of damage: fire, theft, vandalism or certain kinds of water damage.

Additional coverage

Customize your renter home insurance to fit your needs. Among the most popular additional coverages…

Water damage above foundations
Covers damage caused by rain or snow seepage from roofs, walls, doors and windows.

Water damage to foundations
Covers damage caused by seepage in the basement or sewer back-up.

Prevention and tips

Fire extinguisher :
Make sure you have a portable fire extinguisher and install it close to an exit door.

Smoke detectors :
Check that your smoke detectors are working properly and change the batteries at least once a year.

Deep fry :
Never deep fry in a pot; that’s the easiest way to start a fire. Get a safe deep fryer with a lid. It’s worth the investment!

Your sports equipment is valuable. We have some great tips for minimizing the risk of bike theft. Click here to learn more.

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Discover all of our insurance products—because the more property you insure with Promutuel Insurance, the greater the benefits you’ll enjoy!

Car Insurance
Recreational vehicle Insurance
Business Insurance
Farm Insurance