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Condo insurance

There to protect where you live
Your condo is a unique space that reflects who you are. At Promutuel Insurance, we’re there to protect your condo so you can enjoy it with peace of mind.
Your condo is a unique space that reflects who you are. At Promutuel Insurance, we’re there to protect your condo so you can enjoy it with peace of mind.

Protect your condominium with the most recommended consumer insurer

Quebecers have trusted us for a long time now to keep a watchful eye on their condos. Our expert advisors offer you the best coverage for your situation. That’s the benefit of insuring your condo with a local mutual insurance association.

See what sets us apart


Local advisors who understand you


Personalized, affordable coverage


A local organization involved in your community

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to help
you save

At Promutuel Insurance, we offer condo owners a host of terrific discounts. It’s a great way to pay less for insurance!

Up To

10

%

de

Off

Winning combination

Winning combination

Insuring your car and home with Promutuel Insurance—now that’s a bright idea! You’ll save up to 10% and get extra coverage for free.

Get a submission

Up To

15

%

de

Off

Alarm system discount

Alarm system discount

Save up to 15% on your condo insurance, depending on the type of alarm system you have.

Get a submission

Up To

10

%

de

Off

Leak detection system discount

Leak detection system discount

Do you have a leak detection system? You could save up to 10% on your condo insurance.

Get a submission

 

 

 

Multi-residence discount

Multi-residence discount

Get a discount for each additional home you insure with us, whether it’s an apartment, a house, or a cottage. The more you have, the more you save!

Get a submission
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Learn more about what’s covered with your condo insurance

Condo owners should have two types of insurance policies. In the event of a claim, each policy will likely provide a portion of the compensation.

A condo owner’s policy (for your individual unit) covers:

A condo owner’s policy (for your individual unit) covers:

  • Your personal property
  • Third-party liability
  • Your unit and improvements
  • Apportionment

The contract of the co-owners' association

A homeowners’ association policy covers things like the main building, the common areas, and third-party liability for the homeowners’ association and its officers and board members.

Recommended coverages

Together, these types of coverage provide a solid foundation for your condo insurance. And that’s essential—for you and your property!

Third party liability insurance

Covers the financial consequences of accidental property damage or injury to another person.

Property insurance

Covers your personal property and any improvements you have made against most types 

Coverage that makes sense

Enhance your condo coverage with practical, customized extras. More comprehensive coverage for more peace of mind!

Above-ground water damage

Covers damage from a leak, gutter overflow or backup, or heavy rain. Infiltration or seepage from rain, snow, or ice through the roof, building walls, or openings (e.g., doors and windows) is also covered.

Groundwater and sewer water damage

Covers damage from a leak or overflow or backup of a French drain or sewer. Water below or above ground that enters or seeps into the building through the walls, foundation, basement floor, windows and doors, etc., is also covered.

Earthquake damage

Covers fire, explosion, and smoke damage caused by an earthquake.

Swimming pools and spas

Covers damage caused by freezing and thawing and the weight of snow and ice. Equipment, sidewalks, pool decks, and hot tub slabs are also covered.

Juripro Insurance

Juripro legal insurance offers financial assistance to protect your rights (court fees, legal fees, etc.), as well as assistance in the event of identity theft.

All kinds of tips for the place you call home

Our experts share their knowledge, tips, and tricks. Must-read articles to help you choose the right condo insurance, protect yourself, and prevent damage. Happy reading!

See all our tips for your home

for all of your
insurance needs

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