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appi - Bien conduire va vous sourire

Save up to 30% on your car insurance :)
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Why choose appi?

Appi is Promutuel Insurance’s car insurance telematics program.

It’s a completely free program that rewards your good driving habits.
In short, with Appi, the better you drive, the more you save. It’s that easy! :)

  • Savings that make you smile Up to 30% off at your next car insurance renewal.
  • Improve your driving Take advantage of detailed information on all your trips to drive better.
  • Try before you sign up Download the free mobile application and complete a trial to see your potential discount.
  • Compare your scores Measure yourself against your friends and family.
  • Win medals Complete challenges to win medals and progress to the next level.
  • Try it. it’s free! Save big with this completely free program. No strings attached.

Why choose APPI?

Savings that make you smile

In addition to the welcome discount, Appi rewards your good driving habits by giving you up to 30% off when you renew your car insurance! :)

The better you drive, the more you save

Appi analyzes your driving habits to transform them into discounts. All of the data Appi collects about your braking, acceleration, speeding, and distances travelled serves one unique goal: to help you save!

Track your discount

Trip after trip, Appi shows you an estimate of the discount you’ll receive at your next renewal as a percentage and a dollar amount. And if you have more than one vehicle insured with Appi, you can monitor the discount estimate for each one. It’s an incentive that makes your efforts pay off even more!

Improve your driving

Appi gives you easy access to a host of detailed information about your driving. It’s the perfect solution for improving your driving habits—and your savings! :)

Analyze your trips

For each of your trips, the Appi application records your speed, your braking, your accelerations, and the distance you travel. All of the data collected is then shown in your Appi dashboard, with driving scores for each trip and discount estimates for each vehicle. This valuable tool even tells you where you were when your driving could have been safer, so you have everything you need to do better! :)

Track your progress

The benefit of Appi is that you can track your scores weekly, monthly, or over the entire driving period.

Try before you sign up

Download a trial version of Promutuel Insurance’s free mobile application, Appi, and find out how much you could save. Check it out! :)

Download appi, promutuel insurance’s mobile app

To try Appi, just download the free mobile app and create your profile. The trial version will analyze your driving for all trips in the vehicle of your choice. You’ll then have access to your detailed driving information, your score, and the discount you could receive if you were registered as a client. Enjoy the trial and drive safely!

  • Download on the app store
  • Download on google play store

Apple and the App Store logo are trademarks of Apple Inc. Google Play is a trademark of Google Inc.

Compare your scores

Have fun comparing your driving with that of your friends who use Appi. You could even challenge your family and compete with each of your vehicles!

Challenge your family and friends

With Appi, you’ll never drive alone again! You’ll be able to join your friends who already use it and to invite others to try it. You’ll then be able to compare your driving scores and challenge these drivers.

Appi also lets you invite all the drivers on your car insurance policy so they can view their analyzed trips and related scores. It’s a great way to get your family to join the adventure and compete to see who gets ranked as the most responsible drivers! :)

Win medals

Driving with Appi means taking on many stimulating and fun challenges. Try to win as many medals as possible!

Have fun taking on challenges

How about you? What type of driver are you? Relaxed, green, attentive, connected? To find out, Appi gives you a series of missions to complete. They can range from very simple challenges, like completing your profile, to more difficult tasks, like getting the best score out of all your friends.

Driving with Appi means taking on many stimulating and fun challenges. Try to win as many medals as possible!

Try it. it’s free!

Sign up for Appi and take advantage of a 100% free program that will help you save on your car insurance premium, no strings attached. It’s that easy! :)

Keeps you smiling

Appi is a program that makes everyone happy! It’s free of charge and commitment free, with only one goal: to improve your driving so you can save. As soon as you sign up, you will receive a welcome discount on your car insurance premium. Then, you could get up to 30% off at renewal thanks to your good driving habits.

Rest assured your insurance premium will never increase because of the Appi program. You have nothing to lose and everything to gain: fun, discounts, and handy tips to improve your driving. Don’t miss out!

Close

Savings that make you smile

Sign up for the Appi program at 1 877 668-8835 or request a quote

Appi in 3 easy steps

  • 1. Download Install the free Appi application on your cellphone. Easy !
  • 2. Drive Drive with Appi and analyze each trip to improve your driving. Handy !
  • 3. Save Get up to 30% off your car insurance thanks to your good driving. Fantastic! :)

The better you drive, the more you save!

With Appi, your good driving habits turn into discounts. And that’s something to smile about!

Take advantage of the Welcome discount
On your car insurance when you sign up for appi
Get up to
30%
off
When you renew your car insurance policy

And, Appi is 100% free, no strings attached. Don’t miss out! :)

Appi

About the appi program

What is the Appi program?

Appi is Promutuel Insurance’s car insurance telematics program. The program is 100% free and offers a discount of up to 30% on car insurance renewals. How? Simply by using a mobile app to analyze the distance travelled and your driving habits. In short, the better you drive, the more you save!

No worries! Your insurance premium will never increase with Appi. You will only earn discounts and receive handy tips to improve your driving.

Would you like to enjoy all of the Appi program’s advantages? Sign up now! Contact one of our agents at 1-8-PROMUTUEL or download the free mobile application.

Why should I sign up for Appi?

Because in addition to giving you valuable tips on your driving habits, Appi offers a discount of up to 30% on your car insurance policy renewal. It’s a completely free program that helps you save. What’s not to like?

Can my premium increase because of the Appi program?

No, Appi was designed to help you save!

By analyzing the distance covered and your driving habits, Appi estimates your discount and gives you valuable driving tips so you can save even more.

Of course, driving offences, at-fault accidents, and other such events that occur during your contract may increase your premium, whether you use Appi or not.

Can I try the Appi mobile app for free without signing up?

Yes! A trial version is available.

To try Appi, just download the free mobile app and create your profile. This trial version will analyze your driving for all trips in the vehicle of your choice. You will be able to view your detailed driving information, your score, and of course the estimated discount you could receive if you become a client. It’s 100% free, no strings attached!

Try the app :

  • Download on the app store
  • Download on google play store

Apple and the App Store logo are trademarks of Apple Inc. Google Play is a trademark of Google Inc.

What are the differences between the trial version and the client version?

The trial version can be used for 12 months and cannot be re-downloaded after that. It is a mobile application intended to let you experience Appi. You will only see information on your personal driving habits and the estimated discount on the premium for a single vehicle.

The client version calculates an estimate of the discount you will actually receive on your annual premium when you renew. Plus, it shows a host of additional information:

  • Overall personal driving score on a number of vehicles
  • Trip details for drivers on your car insurance policy who use Appi
  • Discount estimates for a number of vehicles
  • Scores of other family members
  • And much more!

Would you like to enjoy all of the Appi program’s advantages? Sign up now! Contact one of our agents at 1-8-PROMUTUEL or download the free mobile application.

Who can sign up for Appi?

Anyone who wants Promutuel Insurance to insure their car or who already has car insurance from Promutuel Insurance is eligible. Sign up today. Your savings await.

Please note however that you must meet certain criteria. To learn more, read our answer to the question « Am I eligible for Appi? » of this section.

Am I eligible for Appi?

To sign up for Appi, the following conditions must be met:

  • The primary driver must have a smartphone less than three years old:
    • iOS 9.0 or later; iPhone 5s or later
    • Android 4.4 or later
  • The owner of the vehicle must have a valid email address
  • A passenger vehicle is required
  • Full coverage (civil liability, collision and rollover risks, and all risks except collision or rollover) must be held
  • Other program eligibility criteria must be met. For more information, consult the terms of use.
Does it cost anything to use Appi?

No, Appi is completely free!

You won’t have to pay anything to sign up, install the app on your smartphone, or create your account. On the contrary, with Appi, you could save on your premium thanks to the discount of up to 30% at your next renewal. Enjoy!

How many vehicles can I sign up for Appi?

You can sign all your vehicles up for Appi, provided they meet the eligibility criteria listed in the answer to the question « Am I eligible for Appi? ».

Notez que seuls les propriétaires des véhicules peuvent inscrire un véhicule à Appi.

Do I have to have a smartphone to sign up for Appi?

Yes.

Since Appi is a mobile application, the primary driver of the vehicle must have a smartphone to take full advantage of the program.

What model of smartphone do I need to sign up for Appi?

To be able to use the Appi application, you must have a smartphone less than three years old that meets the following criteria:

  • iOS 9.0 or later; iPhone 5s or later
  • Android 4.4 or later
Do I need a data plan to sign up for Appi?

Not necessarily.

Depending on the settings you choose, the information is uploaded to our systems at the end of the trip or when you connect to a Wi-Fi network. You won’t have to have a data plan. For your information, the average volume of driving information transmitted is about 2 MB per month.

Do I need a data plan to use the trial version?

Not necessarily.

Depending on the settings you choose, the information is uploaded to our systems at the end of the trip or when you connect to a Wi-Fi network. You won’t have to have a data plan.

How does Appi calculate my score?

To calculate your score, Appi collects and analyzes information on three driving behaviours during your trips: speed limit observance, soft braking, and gradual acceleration.

Only three types of unsafe behaviour affect your score:

  • Excessive speed
  • Sudden acceleration
  • Hard braking

It is important to note that in addition to these driving behaviours, Appi measures the number of kilometres you travel. The distance travelled does not influence your score, but will have an impact on your discount at renewal.

Note: At the beginning of your Appi experience, your score will stabilize once you have driven with Appi for a few days.

What is “excessive speed”?

For Appi, “excessive speed” starts at 18 km/h above the authorized limit. This margin was set to optimize use of the program and offer users valuable advice to help them improve their driving habits. The driving score calculation also takes into account how severe the speeding is.

The driving score calculation also takes into account how severe the speeding is, as well as the number of instances of excessive speeding compared with the distance travelled.

Promutuel Insurance would like to remind you that the speeding is one of the main causes of traffic accidents in Québec. So ease off the gas. You’ll help keep our roads safe and increase your score—and your discount!

What is “sudden acceleration”?

For Appi, “sudden acceleration” is rapid acceleration of at least 10 km/h in less than a second. The driving score calculation also takes into account how intense the recorded acceleration is.

The driving score calculation also takes into account how intense the recorded acceleration is, as well as the number of instances of sudden acceleration compared with the distance travelled.

Promutuel Insurance would like to remind you that sudden acceleration significantly increases your chances of having an accident, so be careful and accelerate gradually. You’ll avoid accidents and increase your score—and your discount!

What is “hard braking”?

For Appi, “hard braking” is rapid vehicle deceleration where the speed decreases at least 10 km/h in less than a second. The driving score calculation also takes into account how intense the recorded braking is.

The driving score calculation also takes into account how intense the recorded braking is, as well as the number of instances of hard braking compared with the distance travelled.

Did you know that hard braking is a common cause of accidents? That’s why we encourage soft braking. Safe braking will also increase your score—and your discount. Something to think about!

Of course, emergency braking is sometimes necessary to avoid an accident. Rest assured that Appi considers your overall driving habits—i.e., how frequently you behave a certain way on the road—first and foremost. A single instance of emergency braking will not affect your score.

Will emergency braking affect my score?

No!

Appi considers your overall driving habits—i.e., how frequently you behave a certain way on the road—first and foremost. A single instance of emergency braking will not affect your overall score, but will affect the score for the trip in question.

At Promutuel Insurance, we know that emergency braking is sometimes necessary to avoid an accident. We just hope you never have to perform such manoeuvres. Stay alert!

When is my score calculated?

After each trip made, your data is analyzed and converted to a driving score. Depending on the setting you choose, it is processed at the end of the trip or when you connect to a Wi-Fi network.

How do I take advantage of my discount?

Since you currently have the trial version of the Appi application, your estimated discount does not apply.

To receive a discount of up to 30% on your car insurance renewal, you need to sign up for the client version.

Would you like to enjoy all of the Appi program’s advantages? Sign up now! Contact one of our agents at 1-8-PROMUTUEL or download the free mobile application.

How is my discount estimated?

Your discount is calculated based on two factors: the distance travelled and your driving score.

Overall discount estimate (maximum 30%) =
Mileage discount (maximum 12%) + Driving discount (maximum 18%)

Mileage discount
Counting for up to 12%, the mileage discount is calculated based on the distance the vehicle travels annually. In short, the less you drive, the more you save!
To obtain a mileage discount, you must travel less than 25,000 km per year.

Driving discount
Counting for up to 18%, this discount is calculated based on the driving scores obtained by all drivers who affect the discount for the vehicle in question. The more they drive well, the greater the driving discount will be.
We would like to remind you that the Appi program measures the driving score by analyzing the following behaviours: soft braking, speed limit observance, and gradual acceleration.

Sample discounts obtained for an annual distance of 15,000 km:

Driving score Discount estimate

(15,000 km/yr.)
98 à 100 21 %
96-97 21 %
93 à 95 19 %
90 à 92 18 %
87 à 89 17 %
84 à 86 16 %
82-83 15 %
79 à 81 14 %
76 à 78 13 %
73 à 75 12 %
71-72 11 %
68 à 70 10 %
65 à 67 9 %
62 à 64 8 %
59 à 61 7 %
57-58 6 %
54 à 56 5 %
51 à 53 4 %
50 3 %
If I switch to the client version, could another driver affect my discount?

Yes.

Appi determines your discount based on the distance the insured vehicle is driven and how it is driven. Occasional drivers of the vehicle may influence the discount estimate.

However, to be considered in the calculation of your discount estimate, these drivers must meet each of these three conditions:

  • Be registered for Appi and use the application
  • Be listed as occasional drivers on your vehicle
  • Not be listed as primary drivers on another vehicle

Saving is a team effort! Invite occasional drivers of your vehicle to use the Appi application to compare their scores and improve together.

What is the Appi program’s maximum discount?

The maximum discount is 30%!

That’s right! Based on the distance you drive and how you drive, your Appi discount could be as much as 30%. It’s a great reason to be extra vigilant, so drive safely!

How can I get the maximum discount?

Drive less and drive better!

Appi measures the distance you travel each year and the way you drive. By driving less and adopting excellent driving behaviour (soft braking, speed limit observance, gradual acceleration), you’ll be in a perfect position to receive the maximum discount of 30%! Drive safely!

What is the welcome discount?

Promutuel Insurance offers you a welcome discount on your car insurance when you sign up for Appi. This discount of up to $100 is calculated based on your current annual premium. It’s one way of congratulating you on making a responsible choice—and making you smile! :)

What does the Appi application measure during my trips?

For each trip, Appi measures two things:

  • Distance travelled
  • Driving quality (soft braking, speed limit observance, gradual acceleration)

This information is used to determine your driving score and your discount estimate.

Are all my trips measured?

Yes.

The Appi application collects your driving information during each journey. That’s why you need to always have your cellphone on during your trips.

What are the medals for?

Medals are decorative rewards that are displayed when you reach predetermined milestones. They are all categorized under various themes (e.g., relaxed, environmentally-friendly).

Each medal corresponds to a challenge, ranging from easy (e.g., completing your profile, inviting three friends) to difficult (e.g., maintaining the best score in your “My friends” group for one month, no hard braking for 150 km).

How do I earn new medals?

To earn a medal, you need to complete the related challenge. These range from easy (e.g., completing your profile, inviting three friends) to more demanding tasks (e.g., maintaining the highest score in your “My friends” group for one month, no hard braking for 150 km).

What do the levels mean?

The levels are distinctions that prove that you have completed predetermined challenges. Each time you obtain a certain number of medals, you move to a higher level. As a result, the more you improve your driving habits, the more medals you earn and the more you move up the ranks! Keep going!

What information does Appi collect?

To measure your driving habits, Appi records the following information:

  • Speed
  • Acceleration and braking
  • Travel dates and times
  • Distance travelled
  • Vehicle positioning (GPS)
How does Promutuel Insurance use the information it collects?

Rest assured. Your information is used only so you can receive a discount of up to 30% on your car insurance premium. It also helps us offer you companion products and services!

Your information will never be used to influence a decision about a claim, your insurance renewal, or the cancellation of your policy.

Does Promutuel Insurance protect my information?

Absolutely!

Promutuel Insurance closely monitors operations to ensure respect for your privacy. The information collected through the Appi program remains confidential and will not be disclosed to anyone.

All necessary measures are put in place to ensure the security of your personal information.

To find out more about how we protect your information, consult the Terms of use or Confidentiality and security sections.

Consult the terms of use for the program and the Appi mobile application.