b'Climate change:Extremeweathereventsarebecomingmore frequentanddestructive.Withthisinmind,our Risks and organization pays particular attention to managing climaterisksandopportunities.Thisapproach opportunitiesenables us to anticipate, analyze and control the potential impacts on our business.A case in point is Hurricane Debby, which hit Qubec in 2024. This weatherLa quantification des donnes de notre empreinte event caused devastating flooding and extensive damage in several regions.carbone globale It reminds us of the critical importance of properly managing risks, not only to enable us to achieve our business objectives, but also to maintain the confidence of our insured members. To this end, we have developed an actionWe reached an important milestone with the first quantification of our Scope 1, plan in line with the guidelines issued by Autorit des marchs financiers2 and 3 emissions for the year 2023. This exercise, which began in 2022 with and established a climate governance structure in collaboration with our riskScope 1 and 2 emissions, now includes the partial results of financed and insured management team. emissions in Scope 3 1 . Thanks to the use of recognized methodologies, such as the Greenhouse Gas Protocol and the Partnership for Carbon Accounting Financials, and despite the limitations encountered in terms of the quality and Extensive work related to quantifying our carbon footprintavailability of certain data, our organization now has a good basis for thinking was also completed in 2024, including: about how to reduce our carbon footprint. We will continue this work every year to guide us in the best practices we can adopt to reduce our impact on Training our teams the environment. Over the past year, our CSR team took care to train those involved in quantifying iewC S R Re v 0 7 our carbon footprint data. The actuarial and investment teams, as well as the finance managers of Groupe Promutuels mutual insurance companies, received specialized training to ensure a thorough understanding and rigorous application of emission calculation methodologies.Coming in 2025 42 0 2 | We will develop an initial decarbonization plan and identify intermediate climate targets. We will then discuss these with the various Groupe Promutuel authorities. 1F our out of 15 categories were calculated in Scope 3: purchases of goods and services, business travel, financed emissions, and insured emissions.'