b'03TABLE OF CONTENTS 2021 Highlights_04Our Purpose and Values_06Written premiums by mutual associations_09A Word from the Chair of the Board _10A Word from the Chief Executive Officer_15Groupe Promutuel Organization Chart_23Board of Directors_24Office of the Chief Executive Officer_26Board of Directors Committees_28Combined Financial Overview_31Financial Statements_33Governance_50A N N UA L R E P O R T 2021'