No need to obtain additional protection, as Pass is automatically included in your contract with Promutuel Insurance.
The home insurance Pass is applicable when a minor benefit is paid.
In the first six years of your home insurance contract, you can claim a certain amount* with no impact on your premium. And the longer you remain insured with Promutuel Insurance, the more you can claim without an increase in premium.
This benefit is valid and free as long as you are insured with Promutuel Insurance!
*The amount is determined according to the coverage held and the number of years of insurance with Promutuel Insurance.